Welcome to our first email newsletter for 2020 to all our dancers that have given us their email addresses.
    All the classes that haven't already started, will be starting this coming week after the long break, so we look forward to catching up with you all shortly.

Further below is information about:
New Classes
Holiday Season Classes
2020 Social Schedule
Residential Aged Care Options Explained
Thanks Liz & Peter Heath and the Instructor Team

New Classes

    We will be restarting the trial classes at Christies Beach and Lightsview once the weather becomes cooler and we can get some publicity out. If you have anyone interested, please let us know so we can keep them informed.

Holiday Season Classes

    It seems that our holiday class programme was a success, and Johanathon has agreed to do them again next Xmas break. Thanks to everyone that supported the classes. If you have any feedback about the programme or anything else relating to those classes, I would be happy to hear from you. Thanks to Johnathon for giving up his holidays, I know you all appreciated it.

2020 Social Schedule

    Our first 2020 Sunday Social at the 7th Day Adventist Hall, Ballville St, Prospect 1.30pm-5pm is on 1st March. If you are coming along, bring a plate of afternoon tea to share, as we have a short break at about 3pm (tea and coffee provided). The dancing is by request, and you will get given a request sheet at the door to write down 5 dances you would like to do. We try to ensure everyone gets at least one request, but it does depend on how many people are there, and how generally popular the dances you request are. We will endeavor to have beginner splits for the harder dances, so the newer dancers can participate as much as possible.

The 2020 schedule is as follows:

    1st March, 19th April, 5th July, 9th Aug, 13th Sept, 13th Dec. With the Big Xmas social at Goodwood on the 13th Nov. There was one planned for May as well, but the hall is unavailable, and it is a busy month for us with our daughter Rachel getting married in Melbourne, so we may not replace it.

Residential Aged Care Options Explained

    Liz's mother Val turns 90 later this year, and after we went away on holidays, we found that living in her own home was no longer an option for her. We were thrust into the world of aged care options and the issues involved.
    It took us a few weeks, but I think, though we are not experts, that we are at least very aware of how the system works. It has been quite an eye opener. So much so, that I thought it would be worth sharing our experiences and thoughts on the matter, in case they might benefit either our dancers, or our dancers parents.
    Firstly there is a thing called a RAD, which stands for a Residential Accommodation Deposit. This is a sum of money that the prospective accommodation requires to hold the room till such time that the candidate no longer requires it, either by changing locations, or by passing away.This deposit is then returned in full to the candidate, or to the candidates estate upon death. This amount varies between $200K for a bare bones establishment (pardon the pun) up to over a million for the swankier residences.
    If the aged care candidate has money or assets (like the family home), then they will be forced to liquidate it to pay for the RAD. If they don't have any assets, then the RAD is not required. It appears that the accommodation providers are required to take a percentage of non RAD customers.
    This deposit guarantees the resident access to the accommodation, but doesn't pay for the day to day costs associated with actually living there. There is a daily charge of over $50, plus any sundries, which amounts to around 85% of their pension. If they choose not to pay the RAD, but have sufficient assets to have done so, then they will be expected to pay interest on the RAD that they didn't pay (like a loan), on top of the daily rate, which will eat into their savings till it is all gone (assuming the resident lives that long).
    Now it is important to realise that no-one can just suddenly decide they want to move from their home to a residence. They need to have an ACAT assessment to evaluate, from the governments perspective, if they are entitled to receive the subsidies that go with accessing this accommodation. If they apply for this from home, it can take weeks to months to be done. If they access this from hospital, it can happen within days. Apply before you need it seems to be the way to go. Once you are in the system, you can be re-evaulated as you become more needy of help.
    If you are a senior living in your own home, this assessment can enable you to get assistance around the home to encourage you to stay there as long as possible. This option will cost you a percentage of your pension, but is then topped up by the government to pay for the services,
    It seems to me as an outsider that it is a waste of time saving for retirement, but maybe I'm missing something......

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